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  https://www.livemint.com/money/personal-finance/10-things-to-know-about-standard-personal-accident-insurance-11622096445652.html Staff Writer 5-6 minutes NEW DELHI: The standard personal accident insurance or Saral Suraksha Beema offers three mandatory base covers and three optional covers which can be chosen by the policyholder based on the requirement. The policy is offered for a tenure of one year. The Insurance Regulatory and Development Authority of India (Irdai) has directed all health insurers to mandatorily offer a standard personal accident insurance policy by 1 April. In this piece, we take a look at ten important features of the policy. 1. The minimum entry age is 18 years and the maximum age at entry is 70 years. Dependent children are covered from age 3 months to 25 years. The policy can be availed by a family on an individual basis which means that the chosen sum insured will apply to...

  Asit Manohar 3-4 minutes (https://www.livemint.com/money/personal-finance/insurance-to-pension-5-benefits-of-pf-account-that-you-must-know-11620802318455.html) An employees’ Provident Fund (PF) account is generally considered a retirement-oriented investment option, which is mandatory for each and every employee who fulfills ₹ 15,000 threshold for monthly PF contribution. An employee gets income tax exemption under Section 80C of the income tax act on one's PF contribution up to ₹ 1.5 lakh in single financial year. However, there are various other benefits that Employees' Provident Fund Organisation (EPFO) envisages for its members. These PF benefits include free insurance and pension benefits too. Speaking on the PF account benefits beyond income tax exemption and retirement fund accumulation SEBI registered tax and investment expert Jitendra Solanki said, "An employee needs to look at one's PF...

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